Chapter 13 is fairly difficult. Many attorneys offer representation in Chapter 13, but many of those who offer the service are not qualified and the results are often times worse than the situation the client was facing when considering bankruptcy.
The process utilized to obtain Court approval of a proposed repayment plan is referred to as the confirmation process. In addition to the required Meeting of Creditors, similar to the required Meeting in a Chapter 7, Chapter 13 often entails negotiations with the Trustee and with creditors to resolve legal based Objections to Confirmation. If resolution cannot be found, a hearing will occur with a Bankruptcy Judge - sometimes the hearing requires testimony from the petitioning debtor.
While the process can seem intimidating, Norton Law, P.C.
can provide guidance and representation that will make things clear and as smooth as possible.